AmanaCore is the fully self-hosted Banking-as-a-Service core that gives financial institutions and family offices complete control over fiat, stablecoins, and Bitcoin rails — Brazil-first and instantly world-ready.
AmanaCore is not a stitched-together stack. It is a single, atomic core that handles wallets, FX, cards, rails, compliance, and audit — all from one ledger, one codebase, one deployment.
Every customer holds fiat, USDC, USDT, and BTC balances under a single atomic double-entry account tree — with sub-cent precision and Merkle-anchored history.
Sub-millisecond quote engine with jurisdiction-aware tax (IOF, VAT, withholding), tiered spreads, and real-time settlement against a unified treasury book.
Tokenized card primitives, BIN sponsorship, 3DS, dispute lifecycle and merchant acquiring — natively wired to the same ledger.
Sumsub-grade identity, Marble-grade transaction monitoring, sanctions and PEP screening, and policy-as-code firing inside the transaction path — never after.
Every entry is balanced, every block is hashed, every quarter-end is provable — to your auditor, your regulator, and your board.
From a customer's wallet on iPhone to your compliance team's screen — every surface is rendered from the same atomic ledger and policy engine. No glue. No drift.
BRL, USD, USDC and BTC under a single double-entry account tree. Sub-cent precision.
Real-time IOF, jurisdiction tax, tiered spread. Settled atomically against the treasury.
Each transaction anchored to a Merkle block — open the audit explorer with one tap.
One Go monolith. One Postgres cluster. Thin, audited adapters to best-in-class partners. No private-key custody. Runs on your premises or your private cloud.
AmanaCore is delivered as a single deployable artifact you run inside your own perimeter. No multi-tenant SaaS. No shared databases. No operator with a key to your vault. Full data residency, your jurisdiction, your control plane — forever.
Our jurisdiction-first architecture lets you onboard the UAE, EU MiCA, US states, Singapore, and beyond — through configuration and seeds. The Brazilian core is never touched, never forked.
AmanaCore was built Brazil-first with deep native support for all major Bacen and RFB obligations. The system automatically generates, signs, and prepares the following reports — with zero manual work.
Daily credit information delivered to Bacen — every position, every counterparty.
Monthly client registry — onboarding, status, ownership across the financial system.
Event-driven STR pipeline to COAF — emitted in-line with policy hits, never batched.
Monthly crypto transaction reporting to Receita Federal, signed and reconciled.
Quarterly VASP-grade disclosures — flows, balances, jurisdictions, custody posture.
Monthly DARF generation across IOF, IRRF and applicable tributes — ready to settle.
Full SPED-Fiscal blocks E and I emitted from the same atomic ledger that runs the bank — no reconciliation gymnastics, no end-of-month panic.
Every transaction is provable. Every secret is wrapped. Every operator action is co-signed. AmanaCore was built from day one for regulators, internal auditors, and the most demanding boards.
Every ledger block is hashed. Auditors verify the chain in seconds. No silent rewrites — ever.
Per-tenant DEKs wrapped by customer-held KEKs. Zero plaintext at rest. Optional HSM rooting.
Privileged actions require co-signature. Granular policy. Tamper-evident logs.
Sanctions, Travel Rule, regulatory reporting — emitted continuously, not batched at month-end.
Data minimization, purpose binding, and right-to-erase as first-class primitives in the schema.
Operates without outbound internet. Offline reconciliation. Disaster-resistant by design.
AmanaCore is sold under a perpetual commercial enterprise license. You pay once and receive full source code, unlimited deployment rights, and true digital sovereignty. No SaaS subscriptions. No usage-based pricing. Your infrastructure, your data, your rules — forever.
Private demos are arranged for qualified institutions and family offices. We will respond personally within one business day.